Protect Digital Payments

The Arcot Network is a payment authentication network powered by 3-D Secure (3DS).

The network is used by card issuers, merchants, and payment processors to authenticate the identity of a shopper during an e-commerce payment. Users of the network enjoy lower fraud, higher approval rates, and regulatory compliance.

Arcot Capabilities

Arcot Network and
Data Science

The scale of our consortium, the performance of our fraud score, and our ongoing investment in data science allow us to stop more fraud.

Platform Flexibility
and Control

Our API first approach, flexible configuration and user authentication options, and superior technology enable our platform to deliver better results.

Customer
Focus

Assigned resources from a global team of compliance, fraud, and industry experts drive maximum ROI for each customer.

Arcot Network

The Arcot Network analyzes billions of transactions each year across multiple vectors simultaneously - these include card, device, merchant, and timestamp profiles.

The statistics below were recorded from the Arcot Network yesterday and are being played back in real-time; delayed by one day. Each statistic ticks higher showing the cumulative counts until the end of the day.

Regional Metrics

The metrics below outline the authentication performance for the selected region of the world.

Cross-Border
Payment Journeys

The Arcot Network gives merchants and issuers more data to assess the risk of each journey in real-time.

The graph below outlines two key attributes of cross-border payments which typically represent the highest-risk category of payment transactions.

For a selected issuer country, the graph below shows on the left the region of the device initiating the payment and on the right the region of the merchant requesting the payment authentication.

Why Arcot?

Arcot Network and Data Science

The scale of our consortium and the performance of our fraud score and our ongoing investment in data science allow us to stop more fraud.

Platform Flexibility and Control

Flexible configuration and customization options and superior technology and performance enable our platform to deliver better results.

Customer Focus

Assigned resources from a global team of compliance, fraud, and industry experts drive maximum ROI for each customer.

229 countries

Transactions from 229 countries processed through the Arcot Network

600 M+ devices

Over 600 million device signatures active in the Arcot data consortium

5000 + issuers

Over 5,000 financial institutions across every region of the world use Arcot

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