How We Solve
According to the MRC Global Fraud and Payments Report, 3.6% of eCommerce revenue is lost to payment fraud globally. More than two-thirds of card fraud losses come through the eCommerce channel and eCommerce transactions are nearly 4x more likely to be declined by the issuer than in-store transactions.
The Arcot Network provides a fully compliant EMV 3DS Access Control Server (ACS) enabling issuers to maintain compliance with government regulations like PSD2 and card scheme requirements. Our Exemption Manager and Rules Engine empower card issuers to maximize frictionless authentications for their cardholders.
Lower Digital Payment FraudThe Arcot Network enables issuers to combat the fraud risk to their business. The Arcot Network Fraud Score alongside our Rules Engine and Case Manager give card issuers the ability to detect and prevent eCommerce fraud.
Higher Approval RateThe Arcot Network also provides a secure way for issuers to receive digital information like device and geolocation data from merchants. This gives each issuer the information required to confidently approve the transaction. These higher approval rates drive higher interchange revenues for issuers.